ATM Bersama

ATM Bersama is a network of interconnected ATMs in Indonesia, allowing customers from participating banks to access ATMs of other banks within the network. This service helps increase the accessibility of ATMs for customers, especially in areas where their own bank's ATMs may not be available.

Key Features of ATM Bersama:

Access to Multiple Banks: Customers can use ATMs from other participating banks without needing to switch to another bank. This is especially useful for withdrawing cash, checking balances, and transferring funds.

Inter-Bank Transactions:

Withdrag cash.

Check your account balance.

Transfer funds between accounts in different banks.

Wider ATM Network: ATM Bersama greatly expands the number of available ATMs for users of banks that participate in the network.

Bill Payments: Some participating ATMs allow users to pay utility bills, such as electricity and water, even if the ATM belongs to a different bank.

Participating Banks in ATM Bersama:

ATM Bersama connects ATMs from various banks across Indonesia. Some of the banks in the network include:

Bank BCA (Bank Central Asia)

Bank Mandiri

Bank BNI (Bank Negara Indonesia)

Bank BRI (Bank Rakyat Indonesia)

Bank Danamon

Bank CIMB Niaga

And many more regional and local banks.

Fees:

Transaction Fees: There may be a fee for using an ATM from a bank other than your own. The fee varies depending on the bank but is generally small (around IDR 4,000–6,000 per transaction).

Benefits of ATM Bersama:

Convenience: It allows customers to access their accounts at ATMs of other banks, especially if their own bank’s ATM is not nearby.

Cost-Effective: Reduces the need to travel far to find an ATM from your own bank.

How to Use ATM Bersama:

Find an ATM: Look for an ATM with the ATM Bersama logo.

Insert Your ATM Card: Use your bank's ATM card.

Select the Transaction: Perform the desired transaction (withdrawal, balance inquiry, etc.).

Fees: Be aware of the small transaction fee that might apply when using ATMs outside of your bank.

You can find the nearest participating ATM Bersama by using online tools or mobile banking apps of your bank.